Finance
CKYC Generate OTP API
Send an OTP to the customer's registered mobile number to authorise download of their Central KYC record.
Overview
What the CKYC Generate OTP API does
CKYC Generate OTP sends a one-time password to the mobile number registered against the customer's CKYC record, beginning the consent step required before the full record can be downloaded.
The OTP is not a formality. CKYC records contain verified identity data, and the registry requires proof that the customer authorised its release before any institution can retrieve it.
Built for
Use cases
Where teams use the CKYC Generate OTP API
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Capturing customer consent before a CKYC download
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Meeting registry authorisation requirements
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Verifying the customer controls the registered mobile number
Frequently Asked Questions (FAQs)
Related APIs
- CKYC Download via OTP Download a customer's complete Central KYC record after OTP verification, including verified identity and address data.
- CKYC Search Search the Central KYC registry using an identity document and retrieve the customer's existing CKYC record.
- EPFO Generate OTP Send an OTP to the mobile number registered with EPFO to begin a consented provident fund verification for an employee.
- Credit Report CIBIL Fetch a customer's CIBIL credit score and full credit report using their PAN and mobile number, for instant lending decisions.
Start verifying with the CKYC Generate OTP API
Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale