Banking Verification APIs
Bank account verification APIs - penny drop, penny-less, IFSC and UPI lookups for payouts and onboarding.
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- Bank Verification Hybrid Verify any Indian bank account with automatic routing between penny-drop and penny-less checks, so you get the fastest valid result every time.
- Bank Verification Penny Drop Confirm an Indian bank account is live and correctly owned by depositing one rupee and reading back the account holder name from the bank.
- Bank Verification Pennyless Validate an Indian bank account and fetch the account holder name without transferring any money, using real-time banking network data.
- IFSC Search Look up any Indian bank branch by IFSC code and get the bank name, branch, address, city and supported payment rails in one call.
- Mobile to Bank Find the bank accounts linked to an Indian mobile number, so customers can confirm an existing account instead of typing one in.
- Penny Drop Initialize Start an asynchronous penny-drop verification and receive a reference ID you can poll, built for bulk and queue-based account checks.
- Penny Drop Verify Fetch the outcome of an asynchronous penny drop using its reference ID and get the verification result with the account holder name.
- VPA to Account Details Resolve a UPI VPA to its underlying bank account and holder name, verifying a payment address before you settle money to it.
Add Banking verification to your flow
Talk to our team about the Banking APIs and which ones your journey actually needs.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale