VPA to Account Details API
Resolve a UPI VPA to its underlying bank account and holder name, verifying a payment address before you settle money to it.
Overview
What the VPA to Account Details API does
VPA to Account Details takes a UPI virtual payment address, such as name@bank, and returns the bank account behind it along with the registered holder name.
For any business paying out over UPI, this closes a real gap. A VPA is easy to mistype and gives no visual clue about who owns it, so resolving it to a named account before the first payout prevents money reaching the wrong person.
Built for
Use cases
Where teams use the VPA to Account Details API
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Verifying a UPI handle before a first payout
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Matching a VPA owner against a customer record you already hold
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Validating collected VPAs in bulk before a settlement run
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Detecting handles that no longer resolve to an active account
Frequently Asked Questions (FAQs)
Related APIs
- Mobile to VPA Map a mobile number to its UPI virtual payment address and account holder name for quick payment verification.
- Bank Verification Pennyless Validate an Indian bank account and fetch the account holder name without transferring any money, using real-time banking network data.
- Bank Verification Penny Drop Confirm an Indian bank account is live and correctly owned by depositing one rupee and reading back the account holder name from the bank.
- IFSC Search Look up any Indian bank branch by IFSC code and get the bank name, branch, address, city and supported payment rails in one call.
Start verifying with the VPA to Account Details API
Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale