Verification APIs for Real Estate & Rentals
Tenant and buyer verification APIs - identity and address checks, income assessment, court record screening and utility bill lookups.
Letting a property or accepting a buyer is a credit decision with a physical asset attached, and the checks look much like lending's.
These APIs cover tenant and buyer diligence - verified identity and address, income from bank statements and ITR, and adverse records from court and FIR searches.
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Banking
- Bank Verification Penny Drop APIConfirm an Indian bank account is live and correctly owned by depositing one rupee and reading back the account holder name from the bank.
- Bank Verification Pennyless APIValidate an Indian bank account and fetch the account holder name without transferring any money, using real-time banking network data.
- Penny Drop Initialize APIStart an asynchronous penny-drop verification and receive a reference ID you can poll, built for bulk and queue-based account checks.
- Penny Drop Verify APIFetch the outcome of an asynchronous penny drop using its reference ID and get the verification result with the account holder name.
Finance
- Bank Statement Analyzer APIAnalyse bank statements to extract financial insights, transaction patterns, balance trends and risk indicators automatically.
- Credit Report CIBIL APIFetch a customer's CIBIL credit score and full credit report using their PAN and mobile number, for instant lending decisions.
- Credit Report Crif APIRetrieve a comprehensive CRIF credit report with score, loan accounts, enquiry history and personal details for risk assessment.
- Credit Report Experian APIGet a complete Experian credit report and score with account history, enquiries, employment information and derived attributes.
- Credit Report Experian V2 APIThe current Experian credit report endpoint for lenders, returning credit score, account history, enquiries and derived attributes for loan underwriting.
- ITR Compliance APICheck PAN-based tax compliance including Aadhaar linkage, PAN status and Section 206AB classification for TDS decisions.
- ITR Download APIRetrieve a taxpayer's income tax return information, including filing history, status and secure document links, to verify income for lending.
- ITR Download Form 26as APIFetch Form 26AS tax credit statements across assessment years with secure download links for each TDS record, to verify a borrower's declared income.
- ITR File Download V APIRetrieve a taxpayer's filing history with downloadable ITR-V acknowledgement documents for each assessment year, as proof of income tax filing.
- ITR get AIS APIRetrieve Annual Information Statement documents with year-wise PDF links, showing the financial transactions reported against a taxpayer's PAN.
- ITR get Profile Details APIFetch a taxpayer's profile from the income tax portal, including PAN details, contact information, address and jurisdiction.
- ITR get TIS APIRetrieve Taxpayer Information Summary documents with year-wise PDF links, summarising a taxpayer's reported income by category for income checks.
Identity
- Aadhaar Validation APIVerify an Indian Aadhaar number instantly and confirm it is valid and in use, with essential identity insights for faster, safer customer onboarding.
- Aadhaar XML Verification APIVerify an offline Aadhaar eKYC XML by validating UIDAI's digital signature and extracting identity, address and photograph.
- DIN to PAN APIFind the PAN associated with a Director Identification Number, linking a director's corporate roles to their tax identity for KYB and due diligence.
- DL Advanced APIExtract complete driving licence data, including personal details, vehicle entitlements, validity and endorsements, for driver onboarding and KYC.
- DL Basic APIFetch driving licence status, holder name, vehicle classes and transport validity in one lightweight call, ideal for quick driver and customer checks.
- Driving License APIVerify an Indian driving licence using the licence number and date of birth, returning authenticated holder details for KYC and driver onboarding.
- E-Aadhaar Verify APIExtract and verify Aadhaar details from an uploaded e-Aadhaar document, combining extraction with validation in one step.
- Ecourt CNR Search APIRetrieve detailed court case information from an eCourt CNR number, covering case status, parties and hearing history, for litigation and risk checks.
- Esign Download Document APIDownload completed Aadhaar eSign documents in Base64 format by document ID once every signature is collected, ready to store with the application.
- Esign Status Check APICheck the live status of an Aadhaar eSign request and retrieve document and recipient signing details, so you know exactly who has signed and who hasn't.
- Get Company Details APIGet a company's full MCA profile including charges, compliance status and director details from its Corporate Identity Number.
- Get PAN Essentials APIRetrieve a PAN holder's essential details, including name, date of birth and gender, to match a customer's identity against their PAN in seconds.
- High Court Search APIRetrieve High Court case details using an eCourt CNR number, covering parties, case status and hearing history, for litigation and due diligence checks.
- Initiate Esign Flow APIStart an Aadhaar-based eSign flow by submitting documents and recipient details, so customers sign loan agreements and forms electronically.
- Mobile to Address APIRetrieve address details linked to a mobile number, aggregated from telecom, utility and financial data sources, to prefill and verify customer addresses.
- Mobile to PAN APIFind the PAN linked to a mobile number and name, validated against trusted telecom and financial sources, so customers don't have to type their PAN.
- PAN Aadhaar Link Lookup APIFetch a PAN's Aadhaar linkage status together with the masked Aadhaar number linked to it, confirming the PAN is operative for KYC and tax purposes.
- PAN Advanced V2 APICheck a PAN and confirm its validity, holder details and Aadhaar linkage status in a single advanced verification call built for full KYC journeys.
- PAN Comprehensive APIRetrieve extensive PAN card data for an individual, covering identity details, status and linked information in one call.
- PAN Lite APIGet the registered name for a valid PAN in a lightweight check, built for name matching during onboarding and bulk PAN validation at scale.
- PAN to DIN APIFind the Director Identification Numbers associated with a PAN, revealing an individual's company directorships for KYB and due diligence checks.
- Pan Aadhaar Link Status APICheck whether a PAN is linked to an Aadhaar number and get the current linkage status directly, since an unlinked PAN becomes inoperative for tax.
- Pan Aadhaar Link Verify APIVerify PAN-Aadhaar linkage against a specific Aadhaar number, confirming the PAN and Aadhaar pair a customer declared actually belong together.
- Pan Comprehensive with Aadhaar Check APIRetrieve full PAN data and validate the linked Aadhaar number in a single call, covering identity and PAN-Aadhaar linkage together for complete KYC.
- Pan Udyam Check APICheck whether a PAN is registered under the Udyam MSME system, confirming small business status from a PAN alone for MSME lending and schemes.
- Passport Verification V2 APIValidate Indian passport data using file number based verification against issuing authority records, for KYC, travel and employee onboarding.
- Reverse Geocode APIConvert geographic coordinates into a detailed physical address for location verification and address capture during field and digital onboarding.
- Voter Id Verification APIVerify an Indian voter ID by EPIC number and access the essential details recorded on the card against electoral records, for KYC and address proof.
Merchant
- Company Name to CIN APIFind a company's Corporate Identity Number and registration status by searching its name in the MCA registry, without asking the business for its CIN.
- GSTIN By Pan APIRetrieve every GSTIN linked to a PAN, with the state and current status of each registration, to see a business's full GST footprint in one call.
- PAN to Udyam Details APIFetch Udyam registration and enterprise details for a business using only its PAN, without needing the Udyam number, for MSME lending and onboarding.
- Udyog Aadhaar Verification APIVerify a legacy Udyog Aadhaar registration using its UAM number and retrieve the registered enterprise details, for older MSME registrations.
Utility
Vision
- Aadhaar Masking APIMask the first eight digits of an Aadhaar number in a document image, returning a redacted copy that is compliant to store.
- Bank Statement OCR APIConvert a bank statement into structured data with transactions, balances and account details extracted across every page.
- Face Match APICompare two facial images and get a similarity score, confirming the person presenting a document is the person pictured on it.
- OCR Aadhaar APIExtract the Aadhaar number, name, date of birth, gender and address from a photo of an Aadhaar card, ready for identity verification.
- OCR PAN APIRead PAN number, name, father's name and date of birth from a PAN card image and return them as structured, verifiable data.
- OCR Passport APIExtract passport number, name, date of birth, nationality and expiry from a passport image, including the machine-readable zone.
- OCR Voter Id APIRead the EPIC number, name, relation name, date of birth, gender and address from a voter ID card image as structured data, without manual entry.
Use cases
What Real Estate & Rentals teams verify
Verify a prospective tenant's identity and permanent address
Confirm income from bank statements or ITR filings
Screen for court records before handing over possession
Confirm occupancy through an electricity bill lookup
Building for Real Estate & Rentals?
We will walk you through the APIs on this page and which of them your journey actually needs.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale
