Credit Report Experian V2 API
The current Experian credit report endpoint, returning score, account history, enquiries and derived credit attributes.
Overview
What the Credit Report Experian V2 API does
Credit Report Experian V2 is the current implementation of the Experian report, returning the score, personal details, account history, enquiry records, employment information and derived credit attributes.
Functionally it matches the original endpoint. New integrations should use this version, and existing ones should plan to move, since it is where ongoing improvements land.
Built for
Use cases
Where teams use the Credit Report Experian V2 API
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New lending integrations requiring Experian data
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Migrating from the original Experian endpoint
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Credit decisioning with derived risk attributes
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Cross-bureau checks on marginal applications
Frequently Asked Questions (FAQs)
Related APIs
- Credit Report Experian Get a complete Experian credit report and score with account history, enquiries, employment information and derived attributes.
- Credit Report Crif Retrieve a comprehensive CRIF credit report with score, loan accounts, enquiry history and personal details for risk assessment.
- Credit Report CIBIL Fetch a customer's CIBIL credit score and full credit report using their PAN and mobile number, for instant lending decisions.
- Search ISIN Record Validate an ISIN and retrieve the security's current status and details, for securities and investment workflows.
Start verifying with the Credit Report Experian V2 API
Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale