Credit Report Crif API
Retrieve a comprehensive CRIF credit report with score, loan accounts, enquiry history and personal details for risk assessment.
Overview
What the Credit Report Crif API does
Credit Report Crif returns a CRIF High Mark report: the credit score, individual loan accounts with repayment history, enquiry records and the personal details held on the borrower.
CRIF is notably strong in microfinance and rural lending, where borrowers often have limited presence in other bureaus. For lenders serving those segments it frequently surfaces obligations that would otherwise go unseen.
Built for
Use cases
Where teams use the Credit Report Crif API
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Credit assessment in microfinance and rural lending
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Cross-checking a thin file against a second bureau
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Identifying group lending exposure
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Building a fuller obligations picture before approval
Frequently Asked Questions (FAQs)
Related APIs
- Credit Report Experian Get a complete Experian credit report and score with account history, enquiries, employment information and derived attributes.
- Credit Report Experian V2 The current Experian credit report endpoint, returning score, account history, enquiries and derived credit attributes.
- Credit Report CIBIL Fetch a customer's CIBIL credit score and full credit report using their PAN and mobile number, for instant lending decisions.
- ITR File Download V Retrieve a taxpayer's filing history with downloadable ITR-V acknowledgement documents for each assessment year.
Start verifying with the Credit Report Crif API
Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale