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Utility

BIN Lookup API

Identify the issuing bank, card network, card type and country behind any payment card using its Bank Identification Number.

Illustration of a verified identity document representing the BIN Lookup API

Overview

What the BIN Lookup API does

BIN Lookup takes the leading digits of a payment card and returns what they encode: the issuing bank, the network, whether the card is debit, credit or prepaid, and the issuing country.

Knowing the card type before authorisation lets you route payments intelligently, apply the right fee, and flag mismatches such as a foreign-issued card on a domestic-only journey.

Built for

Use cases

Where teams use the BIN Lookup API

  • Routing payments by card type to reduce processing cost

  • Detecting foreign-issued cards during checkout

  • Displaying the correct card branding in a payment form

  • Flagging prepaid cards in higher-risk transactions

Frequently Asked Questions (FAQs)

Related APIs

Start verifying with the BIN Lookup API

Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.

  • One API key for every check
  • Verified against official Indian records
  • Built for onboarding at scale